Lead Credit Risk Analyst

LEAD CREDIT RISK ANALYSTUP TO £80,000-£90,000 PLUS SHARESLONDONHYBRID WORKING (3 DAYS PER WEEK IN-OFFICE)Shape the credit strategy behind a fast-growing fintech transforming how people access and manage financial products. In this lead role, you''ll use rich data to drive real lending decisions, influence product innovation, and deliver better outcomes for customers. It''s a chance to step into genuine ownership within a scaling, analytics-driven environment.THE COMPANYThis organisation is a fast-scaling fintech business focused on delivering innovative financial products through employer partnerships. They leverage rich customer and transactional data to drive responsible lending, affordability, and financial insight solutions. With continued investment and growth, they are expanding their analytics capability to support new product development and international scaling.THE ROLEAs a Lead Credit Risk Analyst, you will play a key role in shaping and optimising credit strategy across a growing unsecured lending portfolio. You will work closely with cross-functional teams to deliver data-driven decisions and improve risk performance.Specifically, you can expect to be involved in the following:Defining and optimising credit strategies in line with commercial objectivesAnalysing data to generate insights and support key business decisionsPartnering with product and engineering teams to implement strategiesMonitoring performance and identifying opportunities to enhance credit ..... full job details .....