Senior Credit Risk Analyst

SENIOR CREDIT RISK ANALYSTUP TO £60,000-£75,000 PLUS BONUSLONDONHYBRID WORKING (2-3 DAYS PER WEEK IN-OFFICE)Are you looking for an exciting opportunity to join a high-growth, data-led fintech where you can take real ownership of credit strategy and drive commercial impact? This role offers the chance to lead on key lending decisions, working across products to optimise performance through advanced analytics and strategic insight.THE COMPANYThis organisation is a well-established UK-based digital bank and lending provider, known for its strong growth, customer-centric approach, and innovative use of data. With a broad suite of lending products, they invest heavily in advanced analytics, technology, and data science to stay ahead in the market.THE ROLEThis role sits within a central credit strategy function, supporting key lending products through data-driven decision-making. You will work on building and optimising credit strategies, influencing business performance, and collaborating cross-functionally.Specifically, you can expect to be involved in the following:Designing and optimising credit strategies and decisioning processesAnalysing large datasets to identify trends and opportunities for performance improvementDeveloping models and forecasts to support lending, pricing, and commercial decisionsPartnering with product, data science, and engineering teams to implement strategiesMonitoring portfolio performance and recommending data-led enhancementsSKILLS AND ..... full job details .....