Junior Credit Risk Analyst

Junior Credit Risk AnalystLocation: Kingswood, Surrey Hourly: £15.93 per hour PAYE or £20.21 per hour via umbrellaJob Type: Temporary until the end of 2026Hours: 35 hours per week (initially 100% office based) We are seeking a Junior Credit Risk Analyst to join our growing credit risk function within a dynamic and fast-paced commercial environment. This role is crucial in supporting the management of a major business portfolio by providing administrative, analytical, and underwriting support. You will work closely with stakeholders across the business, ensuring effective credit risk processes and contributing to informed decision-making.Day-to-day of the role:Manage the day-to-day credit vetting process, ensuring timely handling of limit requests.Oversee and prioritise queries within the credit risk inbox.Administer the credit insurance policy, including withdrawals and limit adjustments.Monitor and maintain the security portfolio, including audits and inactive account reviews.Process security documentation and manage refund procedures.Review and track extended payment terms requests.Assist with SME underwriting activities, with scope to develop authority over time.Deliver daily financial and macroeconomic commentary to key stakeholders.Produce reports and insights for senior management and credit committees.Collaborate with data teams to support regulatory requests and analysis.Work closely with sales and finance teams to manage credit priorities effectively.Required Skills ..... full job details .....