Senior Associate or Vice President, Real Estate and ABS Solutions

The desk''s broad mandate and expertise allows it to position its risk taking and activities where it identifies the highest relative value propositions with a focus on identifying market opportunities which require novel and creative solutions that do not fall within the standard boxes serviced by more industrialised competitors. Since its establishment, the desk has in particular developed a cutting edge franchise around financing the acquisition of performing / non-performing loans portfolios (granular / non-granular), and along with financing non-bank lending platforms originating RE-backed loans with consumers / SMEs. The financing solutions offered by the desk cut across the capital structure, with an ability to structure both senior and/or junior / subordinated structures when opportunities arise. The desk underwrites risk for the bank''s balance sheet and for distribution and has transacted in various jurisdictions and clients across Europe.

Responsibilities

Underwrite, structure and execute structured financings of specialty finance RE platforms and portfolio of RE backed loans

Research asset classes and markets relevant to potential or existing transactions to form trading views and inform transaction underwriting, structuring and risk management

Coordinate transaction due diligence and execution work streams with third party advisers and legal counsels

Model transactions throughout their lifecycles (origination, underwriting and post-closing)

Work in partnership with our client coverage teams to identify and assess opportunities and contribute to transaction idea generation

Prepare internal transaction approval memos and collaborate with credit risk and other control functions throughout transaction lifecycle

Proactively participates in own and others'' performance year

Assists in recruiting and onboarding new team members

Gives credit to others for positive contributions

Builds collaborative and productive working relationships

Provides on-the-job training to colleagues

Provides and listens to constructive, timely and specific feedback to resolve conflict

Communication and Connectivity

Adjusts communication style to suit topic / audience

Balances listening / talking

Communicates ideas and issues clearly and with consideration

Questions to understand others'' views

Is a proven and credible resource

Builds internal network

Willingly works with others to share information

Execution and Delivery

Maintains positive commitment to results

Takes on challenging assignments

Executes priority actions on-time

Keeps stakeholders updated, manages expectations

Persists when confronted with resistance

Seeks, listens to and accepts feedback

At least 4-5 years of structured finance underwriting experience in an investment bank or a buy-side outfit

Strong understanding of real estate / mortgage backed loans essential; relevant experience in warehouse / portfolio / NPL financing desirable

Candidate should be able to demonstrate experience in RE-backed credit structuring, and comfort with loans documentation

Strong quantitative and technical abilities including financial modelling and excellent attention to detail

Proven project management, analytical and credit skills, contributes to desired culture

Aware of different values / styles

Maintains own and holds others to high standards of behaviour

Seeks to develop

Aware of impact of own strengths / weaknesses

Learns from experience, demonstrates understanding of current market

Anticipates client needs

Pays attention to detail, synthesizes accurately

Sees problems, recommends solutions

Strategy and Innovation

Articulates own contributions to divisional and firm-wide strategy

Embraces and balances new / differing ways of thinking / working

Makes decisions appropriate to their role, knows when and how to escalate

Knows when / how to compromise

Responds positively to changing needs and circumstances

Is able to change direction ..... full job details .....