Credit Risk Manager

Credit Risk ManagerUp to £70,000HybridWest MidlandsThe CompanyWe are currently recruiting for a Risk Manager on behalf of one of our leading lending clients. They are a major player in the unsecured lending market and continue to expand their credit risk and portfolio management capabilities. In this role, you will take responsibility for a key credit risk portfolio, using analytics and insight to drive performance and improve strategy.The RoleAs a Risk Manager, you will be:Reporting on portfolio performance, risk trends and key insightsUsing SAS/SQL to assess the portfolio, forecasting, and bad-debt exposure.Helping shape and develop credit risk strategies across acquisitions, pricing and existing customer management.Understanding and interpreting CRA and third-party data to inform strategy decisions.Reviewing dashboards, MI and forecasting to identify optimisation opportunities across the portfolio.Working with a dedicated data scientist to support modelling inputs and strategic enhancements.Your Skills and ExperienceTo be successful as a Risk Manager, you will need:Experience in credit risk or portfolio analytics within consumer lending.Strong SAS and/or SQL experienceIdeally experience with PythonSolid understanding of CRA data, MI and credit risk frameworks.Strong stakeholder management and confident communication skills.Experience working with portfolio analytics, forecasting and risk controls.BenefitsUp to £70,000 + benefits ..... full job details .....