Credit Risk Analyst

Senior Credit Risk Analyst
Location: Birmingham (hybrid working)
Salary: -40,000 - -50,000 (depending on experience)
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About the Role
Viqu Energy are working with a growing UK energy business who are seeking a Senior Credit Risk Analyst to support the delivery of their Credit Risk strategy. You''ll provide expert analysis on prospective and existing customers, helping balance business growth with effective risk management.
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Key Responsibilities:

• Assess credit risk for new and existing customers using CRA data and financial analysis
• Support Sales with timely credit decisions within DOA frameworks
• Monitor customer risk profiles, alerts, and watchlists
• Contribute to and enhance credit risk strategy and policy
• Manage credit insurance processes and third-party relationships
• Work closely with Finance and Collections to mitigate bad debt risk
• Produce and present credit risk insights and reporting
• Engage with customers and stakeholders to support informed risk decisions

About You:

• 3+ years'' experience in Credit Risk or similar analytical role
• Understanding of the UK Energy sector would be advantageous
• Strong financial analysis skills and experience with CRA data
• Experience working with B2B customers and TPIs
• Confident using Excel, Power BI, and data tools
• Strong stakeholder management and communication skills
• Proactive, detail-oriented, and commercially aware

Why Join?
Play a key role in a growing energy business
Influence strategic risk decisions
Collaborative and forward-thinking environment
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Sound good to you?
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Get in touch with VIQU Energy for a private discussion about this role. You can also contact Lily Moore directly through our website.
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Referral Bonus: Have someone in mind for this position? We offer rewards of up to -1,000 for successful introductions (T&Cs apply).
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