Credit Risk Architect CGEMJP

Role Title: Credit Risk Architect Duration: contract to run until 31/12/2025 Location: Knutsford (only candidates no more than one hour away from the area or willing to relocate). 2-3 days onsite (non-consecutive) Rate: up to £506 p/d Umbrella inside IR35 Role purpose / summary Our client is looking for a Credit Risk Decisioning and Affordability Architect to design and develop the technology strategy and systems used to assess the creditworthiness and financial capacity of loan applicants. This role focuses on building the overall architecture for the lending process, combining data, advanced analytics, and regulatory knowledge to create automated, efficient, and compliant decision-making platforms. Key Skills/ requirements A Credit Risk Decisioning and Affordability Architect has a wide range of responsibilities, including: Architecting decision platforms: Design, build, and implement the technical architecture for end-to-end credit risk decisioning and affordability solutions. This includes integrating various data sources (internal and external), analytical models, and rule-based engines.Developing credit strategy: Translate business objectives and credit policy into technical requirements and system rules. This includes defining risk appetite, decision flows, and the criteria for approving, denying, or referring credit applications.Overseeing model development: Work closely with data scientists and credit risk model developers to integrate statistical and machine ..... full job details .....