Senior Credit Risk Strategy Analyst

MERJE, Greater Manchester, England, United KingdomSenior Credit Risk Strategy Analyst

Our client is seeking a Lead Credit Risk Analyst to join their growing team. This role is based in Greater Manchester with 3 days a week in various office locations.This range is provided by MERJE. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more.Base pay range

Direct message the job poster from MERJEKey Responsibilities

Developing, maintaining and improving credit risk strategies to allow the business to make high quality decisions for our customers driven by data.Providing analyses to run credit portfolios against agreed performance indicators.Supporting growth in the business through the delivery of WPB initiatives, delivering analytics to enable the design and roll-out of new lending products, enhancing existing product features and managing the exposure of our existing customers.Leading complex analytical projects to completion with minimal guidance;Formulating and clearly communicating conclusions and proposals giving consideration to the risk, reward and customer impact, collaborating with teams to make decisions;Identifying solutions to emerging risk issues, changing priorities, project completion issues and areas of conflict;Challenging established policy and procedures, where appropriate and suggesting improvements;Ensuring portfolio strategies and processes are aligned with the appropriate regulations and regulator guidance;Building strong interpersonal relationships and engaging with the wider organisation to provide insight and support for changes required to improve customer outcomes;Build relationships with and shape the development of junior team members and offshore analysts improving their knowledge, understanding and experience;Report progress on initiatives to Senior Management/governance forums on a regular basis;Maintain the highest standards of documentationKey Requirements

Previous experience in a relevant role, e.g. Credit Risk Analytics, Collections Analytics or an Analysis based role, with experience of secured or unsecured products;Excellent attention to detail and a track record of analytical capabilities using relevant software packages (i.e. SAS/SQL/VBA/Python) to analyse large amounts of data, draw conclusions and drive actions;An understanding of consumer lending products, profitability and credit risk;Experience of successful project management, working across a range of teams to deliver;You enjoy working collaboratively and are a clear communicator;Knowledge of FCA regulations and experience of their application in a consumer lending environmentPossess a degree/qualification in an analytical/numerical field or equivalentSend your CV to nmohamed@merje.comSeniority level

Mid-Senior levelEmployment type

Full-timeJob ..... full job details .....