Sr. Risk Management Manager

The Senior Manager, Risk is responsible for delivering risk management oversight to the Visa Direct including Visa Payments Limited (VPL), Currency Cloud, B2B Connect, VGSI, and YellowPepper. A solid foundation of risk management ensures the Visa Direct organization maintains a strong reputation at the forefront of the payments industry and supports its long-term growth strategy. The Senior Manager, Risk will also provide second line risk and controls assurance to the whole Visa Direct team. The Senior Manager, Risk will support and lead where applicable the design and implementation of appropriate risk oversight and ensure enterprise risks are identified and managed within Visa’s Risk Appetite.The Senior Manager, Risk reports to the Senior Director, Risk, Visa Direct. The role is responsible for managing risk relationships across Visa Direct and Visa globally, as well as externally with Regulatory bodies, auditors and professional assessors. The Senior Manager Risk will also be responsible for strengthening the Second Line of Defense and ensuring adequate controls assurance of first line of defense risk and control teams within Visa Direct.Key Responsibilities

Responsible for Risk management oversight at Visa Payments Limited, Yellow Pepper and Visa Direct.Provide advice to Senior management, including Heads of Functions and other leadership team members of Visa Direct and other entities within the money movement business, to ensure key risks are considered and effectively managedPro-actively collaborate internally with Risk colleagues and with Head of functions and senior management at VPL and Visa Direct business to identify, manage and mitigate key areas of risk, including but not limited to, strategic, financial, operational, ecosystem and legal and compliance risksEstablish and oversee deployment of processes to deliver ongoing and adequate monitoring, testing and reporting of risksEvaluate emerging risks across Visa Direct, identify potential mitigation strategies and advise business leaders on implementationImplement Visa\''s enterprise risk management policy, including making enhancements to company-wide processes to strengthen risk management capabilitiesProvide appropriate governance and oversight of credit risks arisingContribute to the effective oversight of enterprise risks by providing risk reporting to the Business Leadership of Visa Direct, VPL and other entities within Visa Direct, Risk Committees and the respective Board of the entities, including through enhanced use of Key Risk Indicators and analyticsProvide support in embedding strong risk culture across the Visa Direct OrganizationReview all external communications with the regulatorsProvide assurance to respective Board of regulated entities on key regulatory deliverables, including the Operational Resilience Assessment, and the company’s Orderly Wind-Down PlanSecond Line of Defense oversight includes coverage of strategic direction and initiatives; Compliance, Technology activities, external certification control framework (e.g. ISO27001) and alignment with Visa key controls and operational risk management frameworksAccountable for leading internal, or engaging third party, assessment of key activities against industry recognized criteria and standardsProvide second line controls assurance across Visa Direct, including assurance of first line risk and control frameworks and approaches where appropriate5+ Years of progressive experienceEducated to degree level or hold equivalent professional experience in Accounting, Finance or BusinessA good understanding of the payments industry and financial services, payment products and services, and of wider economic / competitive landscapeExcellent knowledge and understanding of risk management practices: experience in identifying, assessing, managing and reporting risk, gained across different risk typesStrong understanding of Financial, Compliance and Technology related risks including but not limited to Payment Service regulations.Expertise in collaborating cross-functionally to ensure risk assessments are comprehensiveDisplay effective communication skill to advise and influence Heads of functions, Senior Directors, and other leadership team members across Visa Direct and VPL.Capability to recognize and understand root causes, patterns, or trends across a broad spectrum of activity that could result in risk to the organizationProduce impactful management information and support informed executive decision makingClear thinker with strong technical and data analysis skills, plus solid business acumen, management, and problem-solving skillsKnowledge and understanding of relevant regulation and experience of working with regulatorsProficiency in MS Word, Excel, Access, PowerPointAbility to quickly understand complex and fast-moving topics and identify key points and go forward plans with limited informationChampion the establishment of training and awareness programs to build general acumen on processes, risks, and controls standardsExperience in the effective use of Risk management toolsTop 4 accounting and consulting experience desirable.Sector Experience

Financial services (within a regulated environment)Regulated industryVisa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local ..... full job details .....