Seniot Credit Pricing Manager

Senior Credit Pricing ManagerLiverpool £75,000 to £89,000 This is a high impact leadership role for a senior credit pricing professional who wants to shape how pricing is done at scale. You will step into a newly formed commercial analytics function with the remit to modernise credit pricing, influence senior decision making, and build a clear link between customer outcomes, risk and long term profitability. The Company They are a large scale UK consumer business operating at the intersection of digital commerce and regulated financial services. With millions of active customers and a strong focus on flexible payment and credit products, data sits at the heart of how they acquire, retain and support customers. Following recent investment and strong financial performance, they are continuing to invest heavily in analytics, pricing and decision science. The Role You will take ownership of credit pricing strategy across customer acquisition and lifecycle pricing, with responsibility for both commercial performance and fair value outcomes. Key responsibilities include: Defining and delivering pricing strategies across credit products, balancing growth, risk and customer valueOwning pricing and fair value governance and representing pricing in senior forums and committeesSetting and managing valuation frameworks including NPV, IRR and risk adjusted marginsUsing data, forecasting and experimentation to optimise pricing performanceTranslating complex analysis into clear ..... full job details .....