Senior Transaction Monitoring Analyst (Fintech Payments)

OverviewSenior Transaction Monitoring Analyst (Fintech Payments)

Up to £60,000 plus excellent bonus and benefits

Hybrid working available (3 days in the office)

Candidates must have minimum 3 years’ experience with transaction and merchant monitoring.

Duties

Complex Case Investigation: Conduct in-depth investigations into high-risk fraud and money laundering alerts, using advanced analytical techniques and open-source intelligence to build comprehensive case narratives.

SAR Preparation: Draft and finalize thorough Suspicious Activity Reports (SARs) for regulatory reporting, collaborating with the MLRO to ensure all filings are accurate and timely.

Mentorship and Guidance: Act as a go-to resource for junior analysts, providing guidance on complex cases, sharing investigative techniques, and reviewing their work for quality and accuracy.

System Enhancement: Collaborate with the Team Lead to optimize monitoring systems by suggesting new rule logic, adjusting thresholds, and participating in system testing.

Cross-Functional Partnership: Work closely with other departments, including Operations and Compliance, to resolve cases and implement swift risk mitigation actions.

Continuous Improvement: Stay ahead of evolving financial crime typologies and regulatory changes, proactively sharing insights and contributing to the refinement of internal policies and procedures.

Requirements

Candidates must have 3-5+ years of hands-on experience in fraud detection, transaction monitoring, or AML compliance within financial services, with a proven track record of handling both fraud and AML investigations from start to finish. Experience drafting SARs is highly valued.

Candidates must have experience with transaction and merchant monitoring.

Practical experience with platforms like Brighterion, Cybersource, or similar systems is strongly preferred.

Possess excellent analytical and problem-solving skills, with the ability to interpret large datasets and identify hidden patterns.

Qualifications: A Bachelor’s degree in a relevant field and professional certifications like ACAMS are a plus.

This vacancy is being advertised by Montpellier Resourcing Associates Limited. The services advertised by Montpellier Associates Resourcing Limited are those of an Employment ..... full job details .....