Senior Machine Learning Data Scientist - Credit Risk

Senior Machine Learning Data Scientist - Credit Risk 80,000- 120,000 + Bonus + Benefits (Flexibility to 150k DOE)East Midlands (Hybrid Min. 3 days) The Opportunity There are very few roles in the UK market where you can take ownership of a proven, production-grade credit risk model that is already outperforming competitors - and be given the autonomy to evolve it, refine it and directly influence commercial outcomes. This is one of them. This opportunity sits within a high-growth, data-driven financial services environment where machine learning is not theoretical or exploratory - it is embedded at the core of how the business makes decisions. At the centre of this capability is a highly accurate credit risk model, supported by rich, real-world datasets and a continuous feedback loop of internal and external lending outcomes. The model is already delivering strong predictive performance, but the real value lies in how it is developed from here. This opportunity represents a natural evolution of an already successful machine learning capability, offering the chance to take ownership of a proven model and shape its future direction. The Role This is a senior, hands-on data science role focused on credit risk modelling within a commercial lending environment. You will take ownership of the core modelling framework, working directly on probability of default models and broader decisioning logic that underpins lending strategy. The emphasis is on refinement, optimisation and ..... full job details .....