Senior Credit Risk Analyst

Senior Credit Risk AnalystHertfordshire£50,000 to 60,000This is a standout opportunity to take ownership of credit risk models within a growing UK credit function. You will play a key role in bringing model ownership onshore, shaping how models evolve, and influencing the wider risk strategy in a regulated financial services environment. The role offers strong exposure to senior stakeholders and the chance to build out modelling capability from the ground up.The Company They are a well established financial services business operating under a banking licence, providing a range of lending and insurance related products. While part of a larger international group, the UK business operates with the autonomy of a smaller organisation, offering both stability and agility. The credit function has been expanding rapidly, with clear investment in risk and modelling capability.The RoleTake ownership of credit risk models across PD, LGD and EAD, covering development, monitoring, validation and ongoing enhancements.Lead IFRS 9 model redevelopment and transition of ownership to the UK, working closely with international modelling teams.Deliver back testing, performance monitoring and parameter calibration to ensure robust provisioning outcomes.Contribute to ICAAP modelling and stress testing activity.Produce high quality model documentation and support audit and regulatory interactions.Support the longer term expansion into behavioural scorecards and other modelling areas.Your Skills ..... full job details .....