Senior Credit Risk Analyst

Senior Credit Risk Analyst Hertfordshire (2 days) £50,000 - £60,000 This is an excellent opportunity for a Senior Credit Risk Analyst to join a growing credit risk function where you can make a genuine impact across customer acquisition, credit strategy, portfolio performance, and risk optimisation. The role offers broad exposure, significant ownership, and the chance to help shape the future direction of a developing team. The Company They are a well-established financial services organisation operating within a regulated lending environment. Combining the stability of a larger group with the agility of a specialist team, they offer a collaborative and supportive culture where employees can make a visible impact. Following recent growth within their Credit Risk function, they are continuing to invest in data-driven decision making and risk strategy. This role offers the opportunity to contribute to key business decisions while developing your expertise across multiple areas of credit risk. The Role Optimise customer acquisition and onboarding strategies using bureau data and credit risk insights Enhance and refine credit decisioning and affordability assessments Implement and improve scorecard-driven credit strategies Monitor portfolio performance and identify opportunities to improve risk outcomes Support IFRS9 and broader credit risk activities Produce management information, reporting, and analytical recommendations for senior stakeholders Collaborate with teams ..... full job details .....