Senior Credit Risk Analyst

Senior Credit Risk AnalystHertfordshire (2 days)£50,000 - £60,000This is an excellent opportunity for a Senior Credit Risk Analyst to join a growing credit risk function where you can make a genuine impact across customer acquisition, credit strategy, portfolio performance, and risk optimisation. The role offers broad exposure, significant ownership, and the chance to help shape the future direction of a developing team.The CompanyThey are a well-established financial services organisation operating within a regulated lending environment. Combining the stability of a larger group with the agility of a specialist team, they offer a collaborative and supportive culture where employees can make a visible impact. Following recent growth within their Credit Risk function, they are continuing to invest in data-driven decision making and risk strategy. This role offers the opportunity to contribute to key business decisions while developing your expertise across multiple areas of credit risk.The RoleOptimise customer acquisition and onboarding strategies using bureau data and credit risk insightsEnhance and refine credit decisioning and affordability assessmentsImplement and improve scorecard-driven credit strategiesMonitor portfolio performance and identify opportunities to improve risk outcomesSupport IFRS9 and broader credit risk activitiesProduce management information, reporting, and analytical recommendations for senior stakeholdersCollaborate with teams across credit, ..... full job details .....