This rapidly expanding financial services company are seeking a Senior Credit Risk Analyst to join their Consumer Lending function. Working with the Commercial Director you will develop credit risk analytics / scorecard modelling solutions to enhance Credit Scoring and Lending decisioning to optimise and grow their loan portfolioClient DetailsRapidly expanding financial services company DescriptionThis rapidly expanding financial services company are seeking a Senior Credit Risk Analyst to join their Consumer Lending function. Working with the Commercial Director you will develop credit risk analytics / scorecard modelling solutions to enhance Credit Scoring and Lending decisioning to optimise and grow their loan portfolio.Key Responsibilities:Developing and implementing advanced statistical / scorecard models to predict credit risk, optimise credit scoring, and enhance decision-making/underwriting processes.Develop and maintain predictive models to assess credit risk and forecast customer behaviour.Analyse large datasets to identify trends, patterns, and insights that inform business decisions.Perform data cleaning to ensure high-quality data for analysis,Conduct A/B testing and other experiments to evaluate the impact of credit strategies and policies.Develop credit risk models, such as probability of default (PD) using various modelling techniques.Working independently and presenting findings and recommendations to stakeholders in a clear and concise manner.Key Skills / ..... full job details .....