Risk, Counterparty Credit Risk, Analyst, London London · United Kingdom · Analyst

Overview

Risk, Counterparty Credit Risk, Analyst, London location_on London, Greater London, England, United KingdomRISKOur Risk division develops comprehensive processes to monitor, assess, and manage the risk of expected and unexpected events that may have an adverse impact on the firm. Risk professionals execute critical day-to-day risk management activities, lead projects, and contribute to the ongoing advancement of a robust risk management program. Effective coordination with executive management, business units, control departments and technology is critical for success.COUNTERPARTY CREDIT RISKCredit Risk (CR) is responsible for managing the firm''s credit exposure to its trading and lending counterparties. Leveraging its extensive expertise in financial, credit and risk analysis, CR ensures that credit exposure to our counterparts is managed within the firm''s risk appetite. Credit professionals work closely with many areas of the firm. Given this structure, CR professionals gain diverse financial experience and a broad perspective on how the entire firm functions. The interaction with numerous departments and the range of projects that ensue allow for a challenging, varied and multi-dimensional work environment.This business is ideal for collaborative individuals who have strong ethics and attention to detail. Whether assessing the creditworthiness of the firm''s counterparties, monitoring market risks associated with trading activities, or offering analytical and regulatory compliance support, our work contributes directly to the firm''s success.Responsibilities

Assess the credit and financial strength of the firm''s corporate borrowers and counterparts by performing fundamental credit analysis using both quantitative and qualitative factorReview lending and underwriting transactions, determine risk appetite and regulatory ratings, having developed an independent view of cash flow projections and of key documentation protectionPerform sector analysis regularly in order to assess portfolio concentrations or trend.Coordinate with Investment Banking/Financing group, Sales and Trading, Legal, Operations and Compliance departments to approve derivatives business and ensure appropriate documentation, limits and risk mitigants to protect against a counterpart default and minimize potential lossesAnalyse the risks inherent in the products GS transacts, including lending, trading and derivative productsDevelop and manage relationships with other areas of the firm, including Investment Banking, Sales and Trading, Operations, Controllers, Treasury, Legal, Compliance and TechnologyExperience Required

1-2 years of credit risk management experience, with a background in corporate credit riskSignificant experience in investment banking products including loan products and derivativesDemonstrable track record of independent decision making and the ability to steer client and business negotiationsStrong familiarity with regulatory risk rating requirements and application of such guidanceStrong documentation (loan and/or derivatives), analytical, presentational and communication skills requiredGood knowledge of Microsoft Excel, and PowerPointAbility to perform under pressureIntellectual curiosity and self-motivationFluent English is a must (additional language would be an asset)Strong interest in client interaction and relationship managementAbout Goldman Sachs

At Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm. Headquartered in New York, we maintain offices around the world.We believe who you are makes you better at what you do. We''re committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs. Learn more about our culture, benefits, and people at GS.com/careers.We’re committed to finding reasonable accommodations for candidates with special needs or disabilities during our recruiting process. Learn more: https://www.goldmansachs.com/careers/footer/disability-statement.htmlGoldman Sachs is an equal opportunity employer and does not discriminate on the basis of race, color, religion, sex, national origin, age, veterans status, disability, or any other characteristic protected by applicable law.Healthcare and Medical InsuranceWe offer a wide range of health and welfare programs that vary depending on office location. These generally include medical, dental, short-term disability, long-term disability, life, accidental death, labor accident and business travel accident insurance.We offer competitive vacation policies based on employee level and office location. We promote time off from work to recharge by providing generous vacation entitlements and a minimum of three weeks expected vacation usage each year.Financial Wellness and RetirementWe assist employees in saving and planning for retirement, offer financial support for higher education, and provide a number of benefits to help employees prepare for the unexpected. We offer live financial education and content on a variety of topics to address the spectrum of employees’ priorities.Health ServicesWe offer a medical advocacy service for employees and family members facing critical health situations, and counseling and referral services through the Employee Assistance Program (EAP). We provide Global Medical, Security and Travel Assistance and a Workplace Ergonomics Program. We also offer state-of-the-art on-site health centers in certain offices.FitnessTo encourage employees to live a healthy and active lifestyle, some of our offices feature on-site fitness centers. For eligible employees we typically reimburse fees paid for a fitness club membership or activity (up to a pre-approved amount).Child Care and Family CareWe offer on-site child care centers that provide full-time and emergency back-up care, as well as mother and baby rooms and homework rooms. In every office, we provide advice and counseling services, expectant parent resources and transitional programs for parents returning from parental leave. Adoption, surrogacy, egg donation and egg retrieval stipends are also available.Benefits at Goldman SachsRead more about the full suite of class-leading benefits our firm has to ..... full job details .....