Retail Banking Technical Specialist - Retail banking and Small and Medium Sized Enterprises (SM[...]

Overview

Retail Banking Technical Specialist - Retail banking and Small and Medium Sized Enterprises (SMEs) - 12 Month Fixed Term ContractDivision –

Supervision, Policy and CompetitionDepartment –

Retail BankingSalary -

National (Edinburgh and Leeds) ranging from £72,100 to £87,100 and London £79,300 to £95,800 per annum (Salary offered will be based on skills and experience)About the FCAThe FCA regulates the conduct of 45,000 firms in the UK to ensure our financial markets are honest, fair and competitive. About the FCA.The Retail Banking Directorate is responsible for the supervision and policy making for retail banking activities and mortgages in the UK, including those undertaken by the largest retail banking groups. We deliver the conduct agenda through a combination of firm-specific, sector-wide and event-driven activity to deliver better outcomes for UK consumers and SMEs.This is a significant market, impacting a wide range of consumers and the wider economy. We want to enable innovation that supports sustained economic growth while ensuring that firms in this sector operate with consumers’ and SMEs’ interests at the heart of their business.What will you be doing

Using deep subject matter expertise to provide strategic and technical advice to senior decision makers on complex topics and issues relating to SME customers of retail banksWorking collaboratively with management and teams across the Directorate, including strategy, sector analysts, policy and front-line supervisionProviding analytical, technical, policy and strategy advice on a broad range of SME banking, SME lending and personal banking questions including interpreting our standards, developing policy positions, advising on strategies to tackle harmRepresenting the FCA to senior external stakeholders, including firms and trade associations; and working collaboratively with internal stakeholdersPlaying a leadership role within the Directorate, including coaching colleagues and providing technical support and training where neededWhat will you get from the role

Playing an intrinsic part in the Directorate’s leadership and management team; embedding the FCA valuesA wide-ranging, high impact role, offering the opportunity to expand your leadership and technical capabilitiesLead on high-profile and complex policy challenges, with opportunity to work creatively and innovatively to address a variety of risks, working with a range of internal experts and external stakeholdersWork in a high-energy and stimulating division, within a supportive environment that continually seeks to develop colleaguesWhich skills are required?

We are a Disability Confident Employer; therefore, disabled people or individuals with long-term conditions who best meet the minimum criteria for a role will go through to the next stage of the recruitment process. (To learn more about the Disability Confident Scheme)Minimum

Prior experience of providing technical SME and retail banking expertise in a fast-paced environmentPrior experience of designing and delivering complex analytical work, drawing on insights and intelligence from various sources and data to understand risks and reach robust judgementsPrior experience of designing and delivering policy and strategies to mitigate harm and influencing senior stakeholdersEssential

Strong understanding of the needs of SME customers and the risks they face, the changing market for SME banking including inherent risks and challenges of particular business modelsAbility to think analytically about how best to assess and validate risks of harm and to use data to reach risk-based judgementsAbility to make a strong personal impact and influence and persuade with well-reasoned argumentsAbility to identify, build and maintain constructive relationships with key stakeholders internally and externallyExperience of supporting, training and coaching othersA flexible approach to change and an ability to adapt priorities and working styles accordinglyOur Values and Diversity

We are proud to be an inclusive employer and our ambition is to cultivate a culture for all employees that respects their individual strengths, views, and experiences. We believe that our differences and similarities enable us to be a better organisation – one that makes better decisions, drives innovation, and delivers better regulation. Within the workplace you will have access to various employee resource groups which aim to promote and achieve a healthy work / life balance and support our diversity ambitions. Did you know 50% of our Executive Committee were the first in their family to attend university.Benefits of working at the FCA

28 days holiday per year plus bank holidaysHybrid working (work from home up to 60% of your time)Private healthcare with BupaA non-contributory Pension of at least 8% of basic salary each month (there are several contribution levels that increase depending on your age – up to 12% a month once you reach age 35)Life assurance of eight times your basic salaryIncome protectionWe also have a competitive flexible benefits scheme which gives you the opportunity to create a personalised benefits package, tailored to suit your lifestyle.We welcome applications from candidates who are looking for flexible arrangements. Many of our staff work flexibly including working part-time, staggered hours, and job shares. We can’t promise to give you exactly what you want but we can explore what might work best for both sides.Follow this link to see what life is like at the FCA - Life at the FCAApplication Support

We are dedicated to removing barriers and ensuring our application process is accessible to everyone. We offer a range of adjustments to make your application experience as comfortable and straightforward as possible.If you have an accessibility need, disability, or condition requiring changes to the recruitment process, please contact your recruiter using the details below and they will be happy to discuss this further with you.Useful Information and Timeline

This role is graded as Technical Specialist - RegulatoryAdvert Closing Date: Thursday 2nd October at 23:59CV Review/Shortlist: Friday 3rd OctoberCase Study Assessment and Competency-Based Questions: commencing Wednesday 8th OctoberYour Recruiter will discuss the process in detail with you during screening for the role, therefore, please make them aware if you are going to be unavailable for any date during this time.Got a question?

If you are interested in learning more about the role, please contact: Sartaj.deol@fca.org.ukApplications must be submitted through our online portal. Applications sent via email will not be ..... full job details .....