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Permanent

Residential Mortgage Underwriter

Stellar Select
Watford
money-bag £10000 - £500000 Annual
Posted: 20 August 2026 (2 days ago)
Closing date: 19 September 2026
Ref: 3159281735

Job Title: Residential Mortgage UnderwriterLocation: WatfordSalary: Confirmed on applicationHours: Monday to Friday 9 am to 5.30 pmBenefits:Competitive pension, life assurance, private medical, dental, and eye care25 days annual leave plus bank/public holidays and annual leave purchase optionPerkBox rewards, refreshments, and social/team eventsExcellent development and career progression opportunitiesAbout the position of Residential Mortgage Underwriter:This is a great opportunity for an experienced Residential or Second Charge Mortgage Underwriter to join an intermediary-only specialist lender.Our client will consider candidates from specialist, prime or high-street lending backgrounds, with both current and previous underwriting experience considered.You must have strong manual underwriting experience and have held an underwriting mandate/delegated authority. This is an excellent opportunity to bring your existing underwriting experience into a growing specialist lending environment.Responsibilities for the role of Residential Mortgage Underwriter:Underwrite applications in line with company policy, underwriting criteria and risk appetiteAssess borrower circumstances, affordability, supporting documentation and overall credit risk to make sound lending decisionsManage a pipeline of cases from application through to completionProvide clear, concise and accurate updates to brokers throughout the underwriting processProactively liaise with brokers to obtain outstanding ..... full job details .....

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