Real Estate Credit Analyst

Real Estate Credit Analyst City of LondonHybrid (4/1 split) Permanent £50,000 - £70,000cer Financial are working alongside an international bank, who are based in the City of London. They are seeking a Real Estate Credit Analyst will include:The responsibilities of the Real Estate Credit Analyst will include:Assess Buy-to-Let (BTL) and commercial real estate lending applications against credit policy and delegated authority limits.Support the Head of Credit in maintaining credit quality during the approval process.Review and analyse financial information and credit applications.Raise and resolve queries with Relationship Managers (RMs) within agreed turnaround times.Ensure all material issues are addressed before submission for final credit approval.Identify and escalate weaknesses or gaps in the credit approval process.Prepare and maintain credit proposals and documentation in line with internal standards.Monitor the ongoing performance and risk profile of the lending portfolio.Review monthly and quarterly portfolio reports.Prepare reports for sanctioning committees and annual credit reviews.Maintain accurate electronic credit files and track outstanding information requests.Ensure compliance with group credit policies and regulatory requirements.Liaise with Credit Administration, Finance, Compliance, Audit and other stakeholders.Support ad-hoc projects and assignments requested by the Head of Credit.Keep up to date with changes in lending regulations, policies, systems and ..... full job details .....