Pricing Modelling Senior Analyst

The Vacancy

Job Title: Senior Analyst - Portfolio Profitability ModellingContract Type: Permanent, FulltimeLocation: Bradford, Petersfield, Chatham or LondonWorking Pattern: Hybrid—typically 1 day a week in the office. Part-time or flexible arrangements are considered to support work-life balance. A fear of losing your current working flexibility shouldn''t hinder you from applying for new opportunities, which is why we aim to match your existing flexible working arrangements where possible.What We Offer

Holidays: 25 days holiday up to 30 days (depending on service)Pension: We know it is important to save for the future, that is why we will contribute up to 10%Maternity/Paternity: We realise that family time is important, we offer enhanced maternity (after successful completion of probation) and 4 weeks paternity leaveVolunteering: 2 paid days to ‘give back’ to the charity of your choiceDevelopment: Learning for allFinance: Snoop Premium available to all colleaguesMedical: Opportunity to opt in for Private Medical InsuranceBonus: Discretionary annual bonusThe Role

The Pricing Modelling team operates as a Centre of Excellence to develop, maintain and evolve the capability of pricing models across the bank’s products (Credit Cards, Vehicle Finance, Second Charge Mortgages, Savings). These models play a pivotal role in enabling the business to achieve its financial objectives, by embedding advanced data-driven modelling into commercial strategy and pricing decisions, to drive sustainable profitability.As an Analyst, you will own the design, development, and maintenance of our profitability and pricing models and tracking suite. You will play a key role in designing and shaping the next generation of models in a cloud-based, data-driven environment, to unlock greater flexibility and granularity to enable faster, smarter, and more responsive decision making.As a Senior Analyst - Portfolio Profitability Modelling, you will:Lead the design, development, innovation, and maintenance of our profitability and pricing models and tracking suitesEvolve the capability of pricing models through developing further automation, enhanced granularity, and streamlined user interfaces on a next generation cloud-based analytics platformCombine business strategies and levers with data-driven customer performance within the models to translate key performance drivers into financial measures and outcomes, such as RoTE and PBTSupport other teams around the business in a wide range of profitability and financial analysis to ensure we take the right decisions for our shareholders and customersPlace strong and robust controls and automation around everything you do – to make sure that our tools and models are precise, accurate, and trusted throughout the businessEnsure all models in operation are fit for purpose through the development of dynamic model monitoring suites, recalibrating and redeveloping these models when necessaryIdentify new opportunities and improvements in current modelling practices, processes and tools, through inquisitive and innovative analysisCoaching junior team members; conducting peer-review of team members work, and role modelling exceptional behaviours and standardsDeputise for Senior manager as and when requiredWhat We’re Looking For

Pricing Modelling: Previous experience developing NPV / profitability / pricing / financial models in Python/SAS/SQL/Excel or similar technologies, with a full understanding of the purpose, design, mechanics and outputsCoding and Forecasting: Experienced with Python, Snowflake, SQL, or SAS; confident developing code from scratch to manipulate and interrogate data, with strong knowledge of forecasting techniques/tools/librariesFinancial Metrics: Familiarity with the components and structure of the PandL / balance sheet, and key financial measures and metricsLending Products: Credit Cards, Loans, or Vehicle Finance product experience with knowledge of the profitability drivers and modelling approachesModel Development: A good understanding of the model development lifecycle and key principlesCommunication: Excellent verbal and written communication skills, capable of presenting complex findings to non-technical stakeholders, and building strong relationships with key stakeholdersOffers are subject to satisfactory background checks, including credit, fraud, and employment references.Who We Are

At Vanquis, we have a simple purpose: to deliver caring banking so our customers can make the most of life’s opportunities. Established in 1880, we’re now a FTSE All Share company and leading specialist bank. We lend responsibly, providing tailored products and services to over 1.75 million UK customers.We take care of our colleagues as well as our customers, working hard to create a rewarding and supportive work environment. That means competitive salaries, benefits, and a Group-wide recognition scheme. Everyone can enrol in our pension and after six months, you can join our ‘Buy as You Earn’ scheme.We’re about more than financial rewards though. We give everyone a voice in the business and room to be their authentic self. And we know you’re here to build your career, so we help every colleague with training and development opportunities. Making sure there’s always something new to learn.Vanquis Bank is an Equal Opportunity Employer. Here at Vanquis Banking Group, we embrace everyone’s unique strengths and identities to be themselves at work. Regardless of how you identify yourself, your sexual orientation, martial or civil partner status, race, colour, nationality, ethnic or national background, faith, disability, or age – your experiences and background help enrich our teams, and most importantly help support our customers in the best way possible. At the end of the day, it\''s our people that help us to fulfil the reason why we’re here in the first place: to help put people on a path to a better everyday life.If there’s anything we can do in the recruitment process to help you achieve your best, get in touch. Whether it’s a copy of our application form in another format or additional assistance, we’re available to help. You can contact us at careers@vanquis.comBenefits

Holidays: 25 days of annual leave (rising to 30 with service), and tailor your time off by buying or selling up to 5 extra days. Plus, with our flexible bank holiday policy, you can swap up to 4 days to celebrate what matters most to you—whether that’s skipping Easter or switching up your Christmas plans.Pension: Up to 10% employer contributionsEnhanced Leave: Enhanced maternity (post-probation) and 4 weeks paternity leave to paid neonatal and carers leaveWorkations: Work abroad for up to 20 days a year in approved countriesPaid Birthday Leave: Take the day off to celebrate your birthdayVolunteering: 2 paid days to volunteer for a causeLearning and Development: Access to Learning for all colleaguesFinancial Wellbeing: Free Snoop Premium subscriptionHealthcare: Private Medical Insurance availableThe BenefitsCompetitive base salary and rewardsPrivate Medical Insurance25 days holiday entitlementDefined contribution pension schemeDiscretionary bonus schemePerks at WorkA perks platform of over 30,000 unique discountsVolunteering2 paid days to support a charity of your choiceFlexible, hybrid, and dynamic working policiesPersonal and career development opportunitiesMonthly and Quarterly Colleague SocialsDiscounted gym membershipBUPA GP ServiceWorkplace ..... full job details .....