Portfolio Analyst

We''re DF Capital - a specialist bank providing award-winning commercial finance, retail finance, and savings products to consumers and small businesses.Based in Manchester, we serve thousands of customers across the UK and into Europe, supporting their ambitions with tailored financial solutions.We help our customers realise their ambitions by doing things differently - combining the agility and innovation of a specialist lender with the security and service standards of a regulated bank. Whether it''s flexible lending structures or straightforward savings options, we focus on what matters most to our customers.In 2025, we launched DF Capital Retail Finance - a subsidiary of DF Capital Bank Limited - to offer specialist hire purchase solutions to retail customers.Our goal is simple: to do the absolute best for our customers, our communities, and each other.YOUR NEW ROLE:Our Credit and Portfolio team sits at the heart of the business, overseeing all aspects of the customer journey from onboarding to recovery.You''ll join the DF Capital Lending Decisioning, Credit and Portfolio team with responsibility for the monitoring, analysis and optimisation of the SME and Consumer lending portfolio. The role focuses on assessing portfolio performance, identifying emerging risks and providing insights to support credit strategy, risk management and commercial decision making. You will be detail driven, diligent, meticulous, and considered in your approach, spotting, and escalating ..... full job details .....