Personal Lines Underwriter - Household and Travel

Personal Lines Underwriter - Household and TravelManchester Area / Remote - Future Hybrid WorkingAn exciting opportunity has become available for a Personal Lines Underwriter to join a growing and ambitious MGA. This position would suit either an ambitious underwriter looking to take the next step in their career or an experienced underwriter seeking a fresh challenge within a dynamic and expanding business.Working as part of a successful underwriting team, you''ll focus primarily on underwriting non-standard household risks, including unusual property types, high-value homes and more complex cases. The role also offers exposure to specialist travel insurance underwriting, providing a varied and interesting opportunity to broaden your technical expertise across multiple product lines.The RoleUnderwrite a portfolio of non-standard household and specialist home insurance risks.Assess new business and renewal cases, considering factors such as construction type, occupancy, location, claims history and security features.Deliver sound underwriting decisions in line with underwriting authority, business appetite and regulatory requirements.Liaise with brokers and internal stakeholders to negotiate terms, manage referrals and provide technical underwriting support.Support the Travel Underwriting team with referrals, risk assessments and wider underwriting activities.Contribute to portfolio reviews, underwriting strategy discussions and process improvement ..... full job details .....