https://jobs.co.uk/job/mortgage-underwriter-vivo-talent--c8e08c3e-5981-463d-95fb-c397bc3143af RSS feed for Mortgage Underwriter at Vivo Talent. en-gb Thu, 02 Jul 2026 07:47:19 GMT https://jobs.co.uk/job/mortgage-underwriter-vivo-talent--c8e08c3e-5981-463d-95fb-c397bc3143af https://jobs.co.uk/job/mortgage-underwriter-vivo-talent--c8e08c3e-5981-463d-95fb-c397bc3143af Sun, 28 Jun 2026 23:00:00 GMT Location: Birmingham | Salary: £40000 - £45000/annum | Type: Permanent | Mortgage Underwriter Location: Birmingham (Hybrid - 3 days in office) Sector: Specialist Lending Salary: Up to £45,000 per annum Job Type: Full-time, Permanent We''re working with a growing specialist lender based in Birmingham that values experienced underwriters who can apply sound judgement, not just tick boxes. They''re looking to hire a Manual Underwriter to join their credit team and play a key role in responsible, case-by-case lending decisions. What You''ll Be Doing: Manually underwriting residential and secured loan applications Reviewing complex cases, including self-employed and credit-impaired borrowers Assessing affordability, credit history, and supporting documents Liaising with brokers and internal teams to gather and clarify information Making fair, well-documented decisions in line with policy and regulation Supporting improvements to underwriting process and policy What They''re Looking For: Proven experience in manual underwriting for specialist lending, mortgages, or secured loans Strong understanding of affordability, credit risk, and income assessment Confident decision-maker with strong attention to detail Go... Permanent