https://jobs.co.uk/job/mortgage-underwriter-vivo-talent--be3b044a-36a1-4190-98f1-94c82937249c RSS feed for Mortgage Underwriter at Vivo Talent. en-gb Tue, 30 Jun 2026 22:54:35 GMT https://jobs.co.uk/job/mortgage-underwriter-vivo-talent--be3b044a-36a1-4190-98f1-94c82937249c https://jobs.co.uk/job/mortgage-underwriter-vivo-talent--be3b044a-36a1-4190-98f1-94c82937249c Tue, 30 Jun 2026 11:55:50 GMT Location: City | Salary: 40000.00-40000.00 Annual | Type: Permanent | Mortgage UnderwriterLocation: Birmingham (Hybrid - 3 days in office)Sector: Specialist LendingSalary: Up to £45,000 per annumJob Type: Full-time, PermanentWe''re working with a growing specialist lender based in Birmingham that values experienced underwriters who can apply sound judgement, not just tick boxes. They''re looking to hire a Manual Underwriter to join their credit team and play a key role in responsible, case-by-case lending decisions.What You''ll Be Doing: Manually underwriting residential and secured loan applications Reviewing complex cases, including self-employed and credit-impaired borrowers Assessing affordability, credit history, and supporting documents Liaising with brokers and internal teams to gather and clarify information Making fair, well-documented decisions in line with policy and regulation Supporting improvements to underwriting process and policy What They''re Looking For: Proven experience in manual underwriting for specialist lending, mortgages, or secured loans Strong understanding of affordability, credit risk, and income assessment Confident decision-maker with strong attention to detail Good working knowledge of FCA regulations and Treating C... Permanent