Independent Financial Advisor

Self-Employed Independent Financial Adviser (IFA)Location: Leicestershire (Field-Based)Client Bank Inheritance: £18M AUM 125 ClientsA rare and highly attractive opportunity has arisen for an experienced Independent Financial Adviser to inherit a fully active, well-maintained client book in Leicestershire. This is a field-based, self-employed role offering both income stability from day one and significant scope to grow.The OpportunityYou will take over a client portfolio originally built by a now-retired adviser, comprising approximately 125 households with circa £18M assets under management. Clients are loyal, engaged, and accustomed to regular annual reviews. The typical client holds £100K+ AUM, with a healthy mix of larger and smaller cases.The existing clients pay 1% ongoing fees, which generates £180,000 ongoing fee income and provides a stable basic income of approximately £56,000 in the first year, before any new business is written and after Paraplanning and Admin fees are subtracted.Income StructureOngoing Servicing: Clients pay 1% ongoing; adviser receives 35% for delivering annual review servicesNew Business (from inherited book):50% splitSelf-generated new business:60% splitImmediate earnings from existing ongoing feesSupport and InfrastructureParaplanning and Admin Support: Provided, subject to fees - can be discussed during interview processPI Insurance and Compliance: Fully providedLead Generation: Strong historic lead flow, especially via teaching sector ..... full job details .....