Deputy Head of Credit Risk - Property and Mortgages

We are working exclusively with a leading international bank to appoint a Deputy Head of Credit Risk to support and succeed the Head of Credit within its UK business. This is a rare opportunity to join a small, high-impact team with a clear succession path in a growing property and mortgage lending franchise.Deputy Head of Credit Risk - Property and MortgagesOffice-based, 5 days per weekWe are working exclusively with a leading international bank to appoint a Deputy Head of Credit Risk to support and succeed the Head of Credit within its UK business. This is a rare opportunity to join a small, high-impact team with a clear succession path in a growing property and mortgage lending franchise.The opportunityAs Deputy Head of Credit Risk, you will play a central role in safeguarding and shaping the bank''s UK mortgage and property lending activities. Key aspects of the role include:Deal assessment and underwritingReviewing new mortgage and property credit applications originated by the business.Providing independent risk assessment and recommendations, including structuring, security, covenants and mitigants.Portfolio oversight and risk monitoringMonitoring the health of the mortgage and property portfolio, including early warning indicators and covenant compliance.Supporting ongoing refinement of credit policies, risk appetite and lending standards in response to market and regulatory developments.Leadership, deputising and successionDeputising for the Head of Credit, ..... full job details .....