Credit Underwriter

Credit Underwriter - Business Lending and Credit Risk East Midlands (Office-Based) 35,000 + Annual Bonus + Private Healthcare + Enhanced Pension + Life Assurance Are you analytically sharp, intellectually curious, and looking for a career where your judgement genuinely matters? This is not a role for people looking to process forms. It is a role for people who want to understand businesses, assess risk intelligently, and build a career at the heart of a fast-growing specialist lender. The OpportunityA high-growth, technology-driven specialist SME lender is seeking a Credit Underwriter to join its Northampton-based credit team. This is a rare entry-level underwriting position that offers the kind of analytical depth, commercial exposure and progression that is simply not available at most lenders.The business has grown rapidly, invested significantly in data, AI-driven decisioning and proprietary credit platforms, and has built a reputation for making lending decisions that combine intellectual rigour with commercial common sense. The underwriting team sits at the core of everything the business does. What Makes This DifferentMost junior credit roles involve applying a scorecard and moving on. This one does not.From day one, you will learn how to evaluate real lending applications, assess the financial health and trading performance of SMEs, understand risk at a portfolio level, and work alongside experienced senior underwriters and credit professionals who are genuinely ..... full job details .....