Credit Risk Modeller

Credit Risk Modeller (Contractor)Tesco Mobile - Business IntegrityLocation - Manchester 2 days a week Duration- 6 months Role OverviewTesco Mobile is undertaking a significant transformation of its credit risk capability, including the implementation of a new credit decisioning platform, enhanced data services, and refreshed customer life cycle strategies. As part of this programme, we are developing a suite of new credit risk models covering application risk, behavioural (in-life) risk, Probability of Default (PD), exposure risk, and proposition-level risk.We are seeking an experienced Credit Risk Modeller with strong hands-on expertise in scorecard development, bureau data modelling, and regulatory-aligned model design. This is a key delivery role responsible for developing high-quality models that meet governance standards and are ready for deployment into our new credit decisioning platform.This is a hands-on contractor opportunity, ideal for someone who can quickly integrate into the team, take ownership of model development, and deliver high-quality outputs at pace.Key ResponsibilitiesDevelop new credit risk models, including:Application scorecardsBehavioural (in-life) scorecardsProbability of Default (PD) modelsExposure risk modelsProposition-level risk modelsExtract, cleanse, manipulate and prepare large datasets using Python and SQL to support model development, validation and deployment.Build and optimise predictive models using TransUnion and Equifax bureau data, ..... full job details .....