Credit Risk Manager
Credit Risk Manager
Location: Huntingdon
Job Type: Permanent, Full-Time
Our client is a well-established and growing organisation operating within the fleet services sector. As part of their continued expansion, they are looking to appoint an experienced Credit Risk Manager to join their finance team, reporting directly to the Chief Financial Officer. This will be available on a hybrid basis, but suitable candidates must live within a commutable area.
This is an excellent opportunity for a commercially minded credit professional who enjoys balancing risk management with customer relationship management and driving process improvements.
Key ResponsibilitiesCustomer Onboarding & Credit RiskReview and approve new customer credit applications, ensuring all required documentation is complete.
Assess customer risk and determine appropriate credit limits.
Continuously improve onboarding processes and credit assessment methodologies.
Regularly review existing credit facilities and customer payment performance.
Identify potential credit risks early and recommend amendments to credit limits where appropriate.
Produce weekly credit risk reports and management information for senior leadership.
Monitor aged debt and support collection activities where necessary.
Provide recommendations on account escalation and recovery actions.
Oversee the asset recovery/defleet process, ensuring accurate billing and timely collection.
Support wider finance projects and continuous improvement initiatives.
We''re looking for someone who can combine strong analytical skills with excellent stakeholder management.
Essential Skills & ExperiencePrevious experience in a Credit Management or Credit Risk role.
Strong Microsoft Excel skills, including lookups, pivot tables and data analysis.
Excellent communication skills with the confidence to engage with customers and senior stakeholders.
A proactive, hands-on approach and willingness to support the wider finance function.
ACCA (qualified or studying), or another relevant finance qualification.
Experience using Power BI or similar reporting tools.
Knowledge of IFRS 9 provisioning and credit risk frameworks.
Our client offers a competitive salary and a comprehensive benefits package, including:
Private medical insurance
Company pension
Life assurance
Health and wellbeing programme
Additional annual leave
Company events
Free parking
Casual dress
Flu vaccinations
If you''re an experienced Credit Risk professional looking for your next challenge within a growing organisation, we''d love to hear from you.
Please apply today or contact us for a confidential discussion.
INDFIN
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