Credit Risk Analyst

The RoleA full-time permanent position within the Credit Risk team with an agreed flexible mixture of working from home and Head Office in Grimsby.Reporting directly to the Credit Risk Team Leader, the Credit Risk Analyst will be responsible for producing accurate analysis on a variety of key credit risk metrics and customer behaviours, helping shape and enhance the firm''s credit and affordability strategy.The role involves collaborating with colleagues within the Credit Risk team and wider business on key projects designed to achieve sustainable growth with a customer focused approach.Key Responsibilities Extracting, manipulating and analysing data on the performance of key credit risk business metrics. Provide detailed and insightful solutions to drive performance and support credit risk and affordability decisions. Involvement in team projects to ensure both KPI and business strategies are met. Utilise both internal database sets and SAS database mining software, as well as external datasets including CRA data. Design and produce new management information and reporting to support business and risk requirements. Deliver clear, meaningful MI to senior stakeholders. Carry out broader data analysis to support lending strategy, risk appetite, and overall portfolio profitability. Respond to ad-hoc requests from around the business, investigating specific risk issues and providing insight to support business decisions.Key Skills and Attributes Strong data extraction and ..... full job details .....