Credit Manager

Macildowie is working in partnership with a highly established international organisation to recruit a Credit Manager, taking responsibility for its UK and Polish markets.This is not a traditional Credit Control role.We are looking for an experienced commercial credit professional with a strong background in credit underwriting, commercial lending, dealer/wholesale finance, asset finance or corporate credit.This is a senior and commercially focused position, responsible for assessing the financial strength of businesses, structuring and approving significant credit facilities, managing an ongoing credit portfolio and developing trusted relationships with senior external and internal stakeholders.The RoleYou will take ownership of a portfolio of commercial credit relationships across the UK and Poland, providing credit solutions that support customers'' working capital requirements while effectively managing financial risk.Responsibilities will include:Developing and maintaining complex commercial credit relationships.Structuring, reviewing and approving commercial credit-line requests.Undertaking detailed financial and credit analysis to determine appropriate levels of exposure.Reviewing financial statements, management accounts, cash flow, forecasts and working capital requirements.Assessing profitability, liquidity, leverage, financial resilience and overall creditworthiness.Managing and monitoring the quality of an ongoing commercial credit portfolio.Completing regular ..... full job details .....