Credit Analyst SME

SME Credit AnalystConfidential Client | SME Lending/Alternative Finance (Start-Up)Location: London (Hybrid - 3-4 days in office) Employment Type: Full-Time, Permanent Salary: Competitive + Bonus + Equity ParticipationAbout the BusinessOur client is a well-funded, early-stage SME lending business with ambitious plans to build a high-quality UK loan book from the ground up. Backed by experienced entrepreneurs with a strong track record of building and scaling successful businesses, the firm is focused on providing fast, flexible, and responsible funding solutions to underserved small and medium-sized enterprises.With an initial loan book of approximately £2m and clear plans to scale significantly over the coming years, this is a unique opportunity to join at founding stage and play a key role in shaping the credit function, underwriting standards, and risk framework of a growing lending platform.The OpportunityThe SME Credit Analyst will take ownership of end-to-end credit assessment for SME lending applications. This is a hands-on underwriting role requiring strong financial analysis skills, sound commercial judgement, and the ability to make well-reasoned lending recommendations.You will work closely with the founding team to evaluate borrower risk, structure lending facilities, and help define credit policies and processes as the business scales. This is a rare opportunity to have direct influence on how a lending business is built and operated from day one.Key ..... full job details .....