Credit Analyst

Credit Analyst - Credit ApprovalLocation: Moorgate, LondonSalary: 55,000 - 60,000Department: Credit Approval / RiskGrade: OfficerThe OpportunityWe are working with a leading banking organisation to recruit a Credit Analyst to join its Credit Approval Unit in Moorgate.Reporting to the Head of Credit Approval, this role will support the assessment and approval of BTL and commercial financing proposals, ensuring strong credit quality, effective risk management and adherence to internal policies and UK regulatory requirements.Key ResponsibilitiesAssess BTL and commercial financing proposals against credit policy and delegated mandate.Analyse financial information and identify key credit risks, mitigants and areas requiring further investigation.Review credit applications and liaise with Relationship Managers to resolve queries within agreed turnaround times.Ensure credit proposals and supporting documentation meet internal requirements before submission for approval.Monitor the performance and ongoing dynamics of the existing credit portfolio.Review monthly and quarterly portfolio reports and contribute to annual reviews.Prepare reports and information for credit sanctioning committees.Maintain accurate electronic records of credit requests and supporting documentation.Identify and highlight any gaps or weaknesses within the credit process.Ensure ongoing compliance with Group credit policies and UK regulatory requirements.Liaise with Credit Administration, Finance, Compliance, ..... full job details .....