2nd Charge Underwriter

Job Title: 2 Charge Underwriter Location: Watford Salary: Confirmed on application Hours: Monday to Friday 9 am to 5.30 pm Benefits: Competitive pension, life assurance, private medical, dental, and eye care 25 days annual leave plus bank/public holidays and annual leave purchase option PerkBox rewards, refreshments, and social/team events Excellent development and career progression opportunities About the position of 2 Charge Underwriter: Our client is a growing specialist lender looking for an experienced Mortgage Underwriter to join their team. They are open to considering candidates with either second charge or residential mortgage underwriting experience, making this an excellent opportunity for an underwriter looking to develop their specialist lending experience. You will be responsible for assessing mortgage applications, making lending decisions within the company''s risk appetite and managing cases through to completion, while building strong relationships with broker partners and other key stakeholders. Responsibilities for the role of 2 Charge Underwriter: Underwrite applications in line with company policy, underwriting criteria and risk appetite Assess borrower circumstances, affordability, supporting documentation and overall credit risk to make sound lending decisions Manage a pipeline of cases from application through to completion Provide clear, concise and accurate updates to brokers throughout the underwriting process Proactively liaise with brokers ..... full job details .....