2nd Charge Underwriter

Are you an experienced Second Charge Mortgage Underwriter who enjoys saying "yes" where it''s right to do so?If you have the judgement to balance commercial opportunity with responsible lending and enjoy working closely with brokers to find solutions, we''d love to hear from you.Join West One Loans and help us deliver specialist lending with confidence.Key AccountabilitiesEnter and update borrower data on Fusion lending platform.Ensure all aspects of the loans are recorded accurately on Fusion and meet underwriting guidelines.Carry out an assessment of the mortgage application to ensure all aspects of our underwriting criteria are met.Provide concise and accurate updates to brokers.Proactively chase brokers for outstanding requirements.Ensure all underwriting is in line with Company policy and within regulation.Ensure that all cases are Underwritten within the Groups Risk appetite.Build good relationships with 3rd party suppliers including brokers and solicitors to assist in the smooth flow of business.Maintaining a pipeline of cases, overseeing cases from inception through to completion.Maintain broker relationships that are integral to the growth for WOSL.All work is to be carried out in accordance with Enra Specialist Finance policies and procedures.Skills and CompetenciesAbility to work as part of a team.Pass internal competency tests post induction.High attention to detail.Good written and verbal communication skills.Knowledge and QualificationsAn understanding of FCA ..... full job details .....