we are inviting applications for Senior Credit Underwriter officer for an international Bank based in city London Job TitleCredit Underwriting OfficerDepartmentRiskReports toSenior Credit Manager (Head of RRE)Main function of Job:The Credit Risk Underwriting Specialist will be responsible for evaluating BTL mortgage applications for portfolio landlords in accordance with company policies and regulatory guidelines. This role involves a detailed analysis of financial documents and credit information to assess the risk and eligibility of applicants.Location:Head Office, London and WFH option (1 day per week)Supervisory Responsibilities:None.SMCR Status - ConductKey Responsibilities:Review and analyses residential real estate loan applications and supporting documentation. Assess the creditworthiness and financial stability of loan applicants (usually Limited companies). Ensure compliance with all company policies and regulatory requirements (SS13/16). Provide detailed recommendations to the Senior Credit Manager and the Bank''s Credit Committee on the strengths and weaknesses of each application. Support the Credit Administration Team in preparation of the Facility Letter and other supporting documentation. Identify and resolve any discrepancies in documentation or information provided in support of loan applications. Maintain accurate records of underwriting decisions and supporting documentation. Collaborate with the business team members to ensure smooth loan processing. ..... full job details .....